Client Services

  • Regular client review meetings (in person or web conferencing)
  • Dedicated client support representative
  • Wealthvision online account consolidation & document vault
  • InfoArmor (identity theft protection) service
  • Advisor & LPL newsletters via email
  • Tax cost basis research
  • Evaluation of outside financial/investment accounts
  • Independent trustee / trust services*
  • Consultations with client’s tax and legal professionals
  • Group presentations and social events

Financial Planning Access

  • Financial foundation (budgeting, cash reserves, debt reduction, savings)
  • Retirement income analysis & planning
  • Employer 401k and benefit plan analysis
  • Social Security benefits analysis and optimization
  • IRA distribution management
  • Trust & estate planning
  • Charitable gift planning
  • Revocable and irrevocable trust strategies
  • College funding planning (children/grandchildren)
  • Long-term care planning; elder care planning (parents)
  • Insurance coverage evaluations
  • Mortgage & banking analysis
  • State-specific planning (tax, estate and marital rights planning strategies)
  • Multi-generational family financial planning

Client Portfolio Management

  • Integration with financial planning services
  • Asset allocation & diversification analysis
  • Investment research & selection
  • Risk management strategies
  • Client account monitoring and active management
  • Client-specific moral/social investment criteria
  • Tax-aware investment management; tax-loss harvesting
  • Account asset management strategies

*LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial.